SOMPO Climate Action

The Sompo Group established “SOMPO Climate Action” in FY2021, which include climate change adaptation and mitigation along with contributing to social transformation as our commitment to implement a comprehensive approach to climate change risks and opportunities, under which we will promote strategic initiatives throughout the Group.

Adapt to climate change

The Group help enhance societal resilience by developing/offering products/services through collaboration. We contribute to a stable food supply through the continued delivery of risk management tools through “AgriSompo”, a global integrated platform for agricultural insurance. And, we are offering “SOMPO SUSTAINA”, a web-based platform that allows users to easily quantify and visualize the future impact of climate change physical risks such as floods and typhoons on their property and corporate activities. These initiatives contribute to the realization of a sustainable society by helping to resolve various issues that must be addressed in order for companies to achieve sustainable growth.

Mitigate climate change

Group initiatives to achieve net zero greenhouse gas (GHG) emissions

As for our own GHG emissions, we have set a target of a 60% reduction (compared to 2017)^* in Scope 1, 2, and 3 (excluding insurance underwriting, investments and loans) by 2030 and a net zero emissions by 2050. To achieve this goal, we have set a target of “70% introduction of renewable energy by 2030,” in addition to energy conservation efforts such as the use of LEDs for electricity consumption, which accounts for a particularly large portion of GHG emissions. We are working on the roadmap to achieve this goal, including switching to renewable energy sources for power generation in our buildings.

Science-based targets consistent with the Paris Agreement's 1.5℃ target (a reduction of at least 4.2% each year)

Initiatives to contribute to the green transition of our clients and society

■Investments and loans

In addition to the interim target of reducing GHG emissions (Scope 3 Category 15) of the investment portfolio to net zero by 25% in 2025 (compared to 2019), a new interim target of “reducing intensity in the 50-60% range in 2030 (compared to 2019)” was set in fiscal 2024.
To achieve this target, we have been focusing on engaging with the top 20 high GHG emitters among our equity holdings and shifting to low GHG emitting sectors when replacing the assets under management held by the Group.

＜Details on Interim Targets＞

Target year	2025	2030
Target	25% reduction	50 - 60% range reduction
Base year	2019	2019
Asset Class	Listed equities, corporate bonds	Listed equities, corporate bonds, loans to listed companies, listed equity and corporate bond funds
Indicator	GHG emissions	Intensity（GHG emissions per unit of invested amount）

Intensity is an indicator that is not easily affected by increases or decreases in the balance of investments and loans. It was established as an indicator of GHG emission efficiency in order to not only reduce the GHG emissions of our investment and loan portfolio, but also to promote the green transition of our portfolio companies and society at the same time.

The target value is set based on the guidelines of the Net Zero Asset Owner Alliance (NZAOA), an initiative of international investment institutions, as the 1.5°C target level of the Paris Agreement.

■Insurance underwriting

We have set a "Transition Insurance Target" aiming to achieve premium income of 25 billion yen in fiscal 2026 for insurance products that contribute to decarbonization both domestically and overseas. To achieve this target, we are working to develop products and services that contribute to the spread of renewable energy and energy conservation, including the "ONE SOMPO WIND Service" (insurance and risk management service for offshore wind power operators).
In addition, we calculate GHG emissions in insurance underwriting (Insurance-Associated Emissions) using data^* from companies that disclose GHG emissions (Scope 1, 2).

Calculated by using a method for measuring GHG emissions in the commercial insurance sector developed by Partnership for Carbon Accounting Financials (PCAF) in November 2022

Contribution to societal transformation

Engagement with investee companies

In accordance with the spirit of the Japanese Stewardship Code, Sompo Japan conducts an ESG survey ("Survey on ESG/Sustainability Initiatives") every year to confirm the policies and status of the companies in which it holds shares regarding the enhancement of their corporate value and sustainable growth. In fiscal 2023, the survey was sent to 1,446 companies in which it holds shares, and 318 companies responded. The survey is used to understand the needs of each company and provide opportunities for collaboration, supporting sustainability efforts, including decarbonization.

Policy for ESG-related Underwriting, Investments and Loans

Our group has established policies including the Group Sustainability Vision to show how we will respond with consideration for climate change, human rights, and local communities. In particular, to manage climate change risks in insurance underwriting, investments and loans, we have set out the following Policy for ESG-related Underwriting, Investments and Loans, and are moving forward with related implementation initiatives.

We will not underwrite new insurance or make new investments in or loans for new or existing coal power plants or thermal coal mine projects ^*1.
We also will not underwrite new insurance or make new investments in or loans for energy extraction projects^*2 in the oil sands or the AMAP area (Arctic Monitoring and Assessment Programme)^*3.
We will not underwrite new or renewal insurance or make investments in or loans to companies whose primary business is coal^*4, or companies who operate energy extraction projects in the ANWR, unless a plan to achieve Net Zero by 2050 has been established and is being pursued^*5.

We may carefully consider and respond to cases where there are innovative technologies such as Carbon Dioxide Capture, Utilization, and Storage (CCS, CCUS), carbon recycling, ammonia co-firing, or other innovative technologies in place that are expected to reduce GHG emissions and contribute to the realization of the Paris Agreement.
Energy extraction projects refer to standalone extraction projects.
Defined by AMAP, excluding operations in Norwegian territories.
Defined as companies that derive at least 20% of their revenues from coal-fired power generation, thermal coal mining, or oil sands mining, or electric utilities that generate at least 20% of their electricity from coal.
These restrictions will not apply to insurance that supports the health and wellbeing of individuals, e.g. workers' compensation insurance.

We also identify businesses that may have a negative impact on the environment and society in our insurance underwriting, investments and loans.
If applicable, we evaluate the adverse impact on the environment and society and respond carefully. Furthermore, based on cases that are recognized as being of high importance to our business through collecting information and exchanging opinions with stakeholders, we hold discussions in the Group Sustainable Management Committee and its subordinate organizations, and we update ESG risk cases, identify businesses that require attention and review various policies regularly.
For more information, please see "Building ESG Considerations Into Our Operations"

Active involvement in rule-making

Various organizations and groups around the world are actively discussing the formulation of regulations and guidance to realize a net zero society.
In 2021, the Sompo Group became the first Asian member of the PCAF Insurance-Associated Emissions Working Group, which was established by the Partnership for Carbon Accounting Financials (PCAF), an international initiative that develops methods for measuring GHG emissions through financial institutions' investments, loans, and underwriting portfolios.
In 2022, we became the member of the Glasgow Financial Alliance for Net Zero (GFANZ), a global alliance of financial institutions aiming to achieve net zero GHG emissions by 2050.
By proactively participating in and leading these rule-making efforts, the Group will not only contribute to societal transformation but also seek to create and expand business opportunities for the Group, such as attracting partners by accumulating knowledge and enhancing our reputation through these efforts.

Climate Change-related Initiatives

Adaptation	“AgriSompo” Sompo International Holdings Ltd. contributes to a stable food supply through the continued delivery of risk management tools through “AgriSompo”, a global integrated platform for agricultural insurance. “AgriSompo” offers a number of insurance and risk management products designed to help close the protection gap, including: Parametric Crop Insurance, which involves structured weather risk management solutions for the agricultural industry Global Reinsurance of existing and emerging crop insurance programs Growing U.S. platform including Micro Farm, a new U.S. Federal agricultural program that guarantees whole farm revenue for small farms Expansion of product offerings and scale of business through capacity in Brazil Early Evacuation Initiative “Disaster Prevention and Mitigation Expense Insurance” Sompo Japan Insurance Inc. has been offering insurance for municipalities since April 2017 to cover the costs of evacuation in the event of a natural disaster. By reducing the financial burden of early evacuation, Sompo Japan Insurance Inc. aims to help municipalities make prompt and appropriate decisions on evacuation orders, etc., and prevent or mitigate the damage caused by disasters. “Evacuation Supporters’ Insurance” Sompo Japan Insurance Inc. provides "Evacuation Supporters’s Insurance" for municipalities to support evacuation activities of evacuation supporters in individual evacuation plans and residents participating in local disaster prevention activities. "Tsunagaru Bosai Project" Sompo Japan Insurance Inc. in collaboration with the Japan NPO Center and the Foundation for Promoting Sound Growth of Children, launched the "“Tsunagaru Bosai Project" in 2022, an initiative for disaster prevention and disaster mitigation that is inclusive of people requiring special care, to be conducted at children's centers. This is an effort to build a network (linkage) that will encourage mutual assistance in the community. *SOMPO-style "Escape Map"^ Workshops Sompo Japan Insurance Inc. provides SOMPO-style "Escape Map" Workshops to raise disaster prevention awareness and revitalize local connections in response to the issue of people being aware of the risks of natural disasters but unable to take the first step to prepare for them. In December 2023, Sompo Japan Insurance Inc. formally announced and started holding workshops nationally in local communities. The workshop contributes to fostering risk communication and formation of "mutual assistance" in which people help each other in the community and "self-help" in which people take disaster prevention and evacuation into their own hands. In addition, the workshop is also designed to raise awareness of "Psychological First Aid (PFA) for children" in times of disaster, which is being disseminated in cooperation with Save the Children Japan. "Escape Map" is a registered trademark of NIKKEN SEKKEI LTD. "Bosai JAPAN-DA Project" Sompo Japan Insurance Inc. has been conducting "hands-on disaster prevention workshops" and "disaster prevention puppet shows" for children, who are the future leaders of the society, and their guardians, with the aim of providing them with knowledge on how to protect themselves from disasters and understand safe behavior from 2015. “SORA Resilience” “SORA Resilience” is a collaborative web service that combines Weathernews Inc.’s wealth of weather-related data and knowledge, Sompo Japan Insurance Inc.’s insurance data and knowledge, and Sompo Risk Management Inc.’s risk control know-how. We named the service “SORA Resilience” because its purpose is to enhance customers’ resilience in the face of damage to their supply chains and to help them continue their business operations as climate change brings about more frequent natural disasters. “SOMPO SUSTAINA”** Sompo Japan Insurance Inc. and Sompo Risk Management Inc. began offering “SOMPO SUSTAINA”, a service designed to help companies solve problems such as responding to climate change. This service, offered in cooperation with other financial institutions and other collaborative partners, is intended to provide knowledge to small and medium-sized enterprises on how to address corporate challenges and risks, such as adapting to climate change and improving resilience to natural disasters, which is knowledge that the Sompo Group has long cultivated in the insurance business.
Mitigation	“ONE SOMPO WIND Service” Sompo Japan Insurance Inc. and Sompo Risk Management Inc. launched the “ONE SOMPO WIND Service”, which provides offshore wind power operators with risk assessments from construction work through business operation and comprehensive risk coverage, as part of efforts to promote offshore wind power projects with extremely low carbon dioxide emissions. Offshore wind power risk assessment model and its application to advanced insurance underwriting Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have evolved our Offshore Wind Power Risk Assessment Model^, developed in May 2016, into the Cable Accident Model (frequency and intensity) and the Charter Cost Model (charter costs account for a large portion of repair costs), based on recent accident data on offshore wind powers in Japan and overseas, the latest academic research results, and other knowledge. We are also developing a new model for offshore wind powers. In addition, we have begun providing risk assessment services for offshore wind power operators that construct and operate offshore wind powers at multiple locations. This is a tool for estimating the probability of property damage caused by wind damage, lightning, and mechanical and electrical failures at offshore wind farms, as well as the loss of profit resulting from such property damage. “Insurance for tidal current (ocean current) power generation”* Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have developed comprehensive insurance for tidal current (ocean current) power generation and risk management services related to offshore renewable energy, with the goal of supporting, from the perspectives of insurance and risk management, initiatives and challenges aimed at practical application of power generation technology using various marine energies (ocean currents, tidal currents, etc.). “SOMPO-ZELO”^* Sompo Japan Insurance Inc. and Sompo Risk Management Inc. launched “SOMPO-ZELO”, a series of risk solutions to support the construction of supply chains for hydrogen, ammonia, and other next-generation energies, including peripheral technologies such as ammonia-fueled ships, as part of efforts to promote the development and provision of insurance and risk management consulting to contribute to the implementation and stable operation of next-generation energy supply chains. Under this series, we developed Japan's first insurance dedicated to ammonia transportation in April 2022, followed by insurance dedicated to hydrogen transportation in July 2022, thereby contributing to the stable supply of next-generation energy. The “ZELO” in "SOMPO-ZELO" stands for “Zero carbon × Logistics.” Aiming for “net zero (carbon neutrality)” and “zero risk,” SOMPO-ZELO seeks to support the construction of next-generation energy supply chains and their implementation in society by providing dedicated risk solutions designed from scratch (free from preconceived notions). Demonstration of technology for analyzing greenhouse gas (methane) leaks from corporate facilities, etc., from satellite images Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have started a demonstration experiment with Momentick Ltd., an Israeli start-up company that has a methane detection technology based on information obtained from satellites, in order to develop services and insurance policies that address new corporate risks. In this experiment, Momentick uses its proprietary software to analyze the amount and location of methane emissions around specific assets based on satellite images, and provides the results and knowledge to Sompo Japan and SOMPO Risk Management. Sompo Japan and Sompo Risk Management are jointly conducting technical validation and investigating the possibility of using the technology in risk consulting services and insurance product development. The technical verification also utilizes data acquired by the Greenhouse gases Observing SATellite (GOSAT) series, the world's first satellite dedicated to observing carbon dioxide and methane concentrations from space. Data utilization is conducted in cooperation with the Climate Change Observation Research Strategy Office, Ministry of the Environment, and the Earth System Division Satellite Observation Center, National Institute for Environmental Studies (NIES). Stabilization support insurance for municipal renewable energy supply Sompo Japan Insurance Inc. has developed "electric power procurement cost stabilization insurance” to partially compensate for additional procurement costs that go higher than planned due to soaring wholesale electricity market prices when municipalities funded retail electric power companies procure locally generated renewable energy. Service to promote reuse of solar panels damaged by natural disasters Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have launched an initiative to reuse solar panels damaged by natural disasters that otherwise would have been discarded by referring owners to companies that can reuse and recycle the panels at the time of insurance claim payment. Rider for rebuilding expenses to compensates for cost of rebuilding damaged home Sompo Japan Insurance Inc., in order to respond to the needs of customers who have experienced natural disasters such as typhoons and heavy rains, offers a rider to cover the cost of rebuilding the home, and through this rider, will encourage the spread of housing that complies with energy conservation standards.
Societal transformation	"EV-One" Sompo Japan Insurance Inc. and Prime Assistance Inc. have launched "EV-One", a user support platform for battery-powered electric vehicles (EV) starting in 2023, providing five functions as of June 2024. A "maintenance shop search and reservation" function that allows users to find a nearby maintenance shop in the event a problem arises with the vehicle at home (place of business) or while traveling. The "Charging Spot Search" function allows you to find a nearby charging spot that is compatible with the vehicle you own. A function that provides contact information and response information in the event of an accident or breakdown. EV-One" road service (rush charging, towing, etc.) function for troubleshooting. Push notification function to inform the user of the timing of inspections, maturity of automobile insurance, etc. Contributions to societal transition through collaboration between SOMPO Group and its stakeholders Joint research agreement between the University of Tsukuba and Sompo Risk Management on climate change risk assessment. Partnership agreement with Weathernews Inc. to create new value and businesses to solve social issues related to climate change and global warming. Establishment of “Disaster Risk Finance-Industry-Academia Joint Research Division” in collaboration with Disaster Prevention Research Institute, Kyoto University. Joint research agreement with Gifu University to study flood risk prediction and social impacts due to climate change. Initiatives for fostering environmental personnel The SOMPO Environment Foundation implements the "Public Seminars on the Environment," and the "CSO Learning Program," which provides an eight-month internship experience at a CSO (civil society organization) in the environmental field for university students and graduate students Group executives and staff members engage in volunteer activities, mainly through the "SOMPO Chikyu (Earth) Club," a volunteer organization of which they are members.

Adaptation

“AgriSompo”
Sompo International Holdings Ltd. contributes to a stable food supply through the continued delivery of risk management tools through “AgriSompo”, a global integrated platform for agricultural insurance.
“AgriSompo” offers a number of insurance and risk management products designed to help close the protection gap, including:

Parametric Crop Insurance, which involves structured weather risk management solutions for the agricultural industry
Global Reinsurance of existing and emerging crop insurance programs
Growing U.S. platform including Micro Farm, a new U.S. Federal agricultural program that guarantees whole farm revenue for small farms
Expansion of product offerings and scale of business through capacity in Brazil

Early Evacuation Initiative “Disaster Prevention and Mitigation Expense Insurance”
Sompo Japan Insurance Inc. has been offering insurance for municipalities since April 2017 to cover the costs of evacuation in the event of a natural disaster. By reducing the financial burden of early evacuation, Sompo Japan Insurance Inc. aims to help municipalities make prompt and appropriate decisions on evacuation orders, etc., and prevent or mitigate the damage caused by disasters.

“Evacuation Supporters’ Insurance”
Sompo Japan Insurance Inc. provides "Evacuation Supporters’s Insurance" for municipalities to support evacuation activities of evacuation supporters in individual evacuation plans and residents participating in local disaster prevention activities.

"Tsunagaru Bosai Project"
Sompo Japan Insurance Inc. in collaboration with the Japan NPO Center and the Foundation for Promoting Sound Growth of Children, launched the "“Tsunagaru Bosai Project" in 2022, an initiative for disaster prevention and disaster mitigation that is inclusive of people requiring special care, to be conducted at children's centers. This is an effort to build a network (linkage) that will encourage mutual assistance in the community.

SOMPO-style "Escape Map"^* Workshops
Sompo Japan Insurance Inc. provides SOMPO-style "Escape Map" Workshops to raise disaster prevention awareness and revitalize local connections in response to the issue of people being aware of the risks of natural disasters but unable to take the first step to prepare for them. In December 2023, Sompo Japan Insurance Inc. formally announced and started holding workshops nationally in local communities. The workshop contributes to fostering risk communication and formation of "mutual assistance" in which people help each other in the community and "self-help" in which people take disaster prevention and evacuation into their own hands. In addition, the workshop is also designed to raise awareness of "Psychological First Aid (PFA) for children" in times of disaster, which is being disseminated in cooperation with Save the Children Japan.

"Escape Map" is a registered trademark of NIKKEN SEKKEI LTD.

"Bosai JAPAN-DA Project"
Sompo Japan Insurance Inc. has been conducting "hands-on disaster prevention workshops" and "disaster prevention puppet shows" for children, who are the future leaders of the society, and their guardians, with the aim of providing them with knowledge on how to protect themselves from disasters and understand safe behavior from 2015.

“SORA Resilience”
“SORA Resilience” is a collaborative web service that combines Weathernews Inc.’s wealth of weather-related data and knowledge, Sompo Japan Insurance Inc.’s insurance data and knowledge, and Sompo Risk Management Inc.’s risk control know-how. We named the service “SORA Resilience” because its purpose is to enhance customers’ resilience in the face of damage to their supply chains and to help them continue their business operations as climate change brings about more frequent natural disasters.

“SOMPO SUSTAINA”
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. began offering “SOMPO SUSTAINA”, a service designed to help companies solve problems such as responding to climate change.
This service, offered in cooperation with other financial institutions and other collaborative partners, is intended to provide knowledge to small and medium-sized enterprises on how to address corporate challenges and risks, such as adapting to climate change and improving resilience to natural disasters, which is knowledge that the Sompo Group has long cultivated in the insurance business.

Mitigation

“ONE SOMPO WIND Service”
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. launched the “ONE SOMPO WIND Service”, which provides offshore wind power operators with risk assessments from construction work through business operation and comprehensive risk coverage, as part of efforts to promote offshore wind power projects with extremely low carbon dioxide emissions.

Offshore wind power risk assessment model and its application to advanced insurance underwriting
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have evolved our Offshore Wind Power Risk Assessment Model^*, developed in May 2016, into the Cable Accident Model (frequency and intensity) and the Charter Cost Model (charter costs account for a large portion of repair costs), based on recent accident data on offshore wind powers in Japan and overseas, the latest academic research results, and other knowledge. We are also developing a new model for offshore wind powers. In addition, we have begun providing risk assessment services for offshore wind power operators that construct and operate offshore wind powers at multiple locations.

This is a tool for estimating the probability of property damage caused by wind damage, lightning, and mechanical and electrical failures at offshore wind farms, as well as the loss of profit resulting from such property damage.

“Insurance for tidal current (ocean current) power generation”
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have developed comprehensive insurance for tidal current (ocean current) power generation and risk management services related to offshore renewable energy, with the goal of supporting, from the perspectives of insurance and risk management, initiatives and challenges aimed at practical application of power generation technology using various marine energies (ocean currents, tidal currents, etc.).

“SOMPO-ZELO”^*
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. launched “SOMPO-ZELO”, a series of risk solutions to support the construction of supply chains for hydrogen, ammonia, and other next-generation energies, including peripheral technologies such as ammonia-fueled ships, as part of efforts to promote the development and provision of insurance and risk management consulting to contribute to the implementation and stable operation of next-generation energy supply chains.
Under this series, we developed Japan's first insurance dedicated to ammonia transportation in April 2022, followed by insurance dedicated to hydrogen transportation in July 2022, thereby contributing to the stable supply of next-generation energy.

The “ZELO” in "SOMPO-ZELO" stands for “Zero carbon × Logistics.”
Aiming for “net zero (carbon neutrality)” and “zero risk,” SOMPO-ZELO seeks to support the construction of next-generation energy supply chains and their implementation in society by providing dedicated risk solutions designed from scratch (free from preconceived notions).

Demonstration of technology for analyzing greenhouse gas (methane) leaks from corporate facilities, etc., from satellite images
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have started a demonstration experiment with Momentick Ltd., an Israeli start-up company that has a methane detection technology based on information obtained from satellites, in order to develop services and insurance policies that address new corporate risks. In this experiment, Momentick uses its proprietary software to analyze the amount and location of methane emissions around specific assets based on satellite images, and provides the results and knowledge to Sompo Japan and SOMPO Risk Management. Sompo Japan and Sompo Risk Management are jointly conducting technical validation and investigating the possibility of using the technology in risk consulting services and insurance product development. The technical verification also utilizes data acquired by the Greenhouse gases Observing SATellite (GOSAT) series, the world's first satellite dedicated to observing carbon dioxide and methane concentrations from space. Data utilization is conducted in cooperation with the Climate Change Observation Research Strategy Office, Ministry of the Environment, and the Earth System Division Satellite Observation Center, National Institute for Environmental Studies (NIES).

Stabilization support insurance for municipal renewable energy supply
Sompo Japan Insurance Inc. has developed "electric power procurement cost stabilization insurance” to partially compensate for additional procurement costs that go higher than planned due to soaring wholesale electricity market prices when municipalities funded retail electric power companies procure locally generated renewable energy.

Service to promote reuse of solar panels damaged by natural disasters
Sompo Japan Insurance Inc. and Sompo Risk Management Inc. have launched an initiative to reuse solar panels damaged by natural disasters that otherwise would have been discarded by referring owners to companies that can reuse and recycle the panels at the time of insurance claim payment.

Rider for rebuilding expenses to compensates for cost of rebuilding damaged home
Sompo Japan Insurance Inc., in order to respond to the needs of customers who have experienced natural disasters such as typhoons and heavy rains, offers a rider to cover the cost of rebuilding the home, and through this rider, will encourage the spread of housing that complies with energy conservation standards.

Societal transformation

"EV-One"
Sompo Japan Insurance Inc. and Prime Assistance Inc. have launched "EV-One", a user support platform for battery-powered electric vehicles (EV) starting in 2023, providing five functions as of June 2024.

A "maintenance shop search and reservation" function that allows users to find a nearby maintenance shop in the event a problem arises with the vehicle at home (place of business) or while traveling.
The "Charging Spot Search" function allows you to find a nearby charging spot that is compatible with the vehicle you own.
A function that provides contact information and response information in the event of an accident or breakdown.
EV-One" road service (rush charging, towing, etc.) function for troubleshooting.
Push notification function to inform the user of the timing of inspections, maturity of automobile insurance, etc.

Contributions to societal transition through collaboration between SOMPO Group and its stakeholders

Joint research agreement between the University of Tsukuba and Sompo Risk Management on climate change risk assessment.
Partnership agreement with Weathernews Inc. to create new value and businesses to solve social issues related to climate change and global warming.
Establishment of “Disaster Risk Finance-Industry-Academia Joint Research Division” in collaboration with Disaster Prevention Research Institute, Kyoto University.
Joint research agreement with Gifu University to study flood risk prediction and social impacts due to climate change.

Initiatives for fostering environmental personnel

The SOMPO Environment Foundation implements the "Public Seminars on the Environment," and the "CSO Learning Program," which provides an eight-month internship experience at a CSO (civil society organization) in the environmental field for university students and graduate students
Group executives and staff members engage in volunteer activities, mainly through the "SOMPO Chikyu (Earth) Club," a volunteer organization of which they are members.