Solvency Margin Ratio

Fiscal 2025

Effective from the end of FY2025, a new regulatory framework has been introduced to assess the solvency margin ratio based on the economic value of assets and liabilities. This enables evaluations that reflect actual market values and risks, rather than book values on financial statements.

Prior to the end of FY2025, the solvency margin ratios (former standards) of Sompo Holdings, Inc.(Consolidated Basis) and Sompo Japan Insurance Inc.(Consolidated Basis) are as follows.

• Solvency Margin Ratio of Sompo Holdings, Inc. on a Consolidated Basis (Old Standards)