Domestic Life Insurance

We strive to become
a "health support enterprise,"
and we are offering new value
with Insurhealth®, which combines
the original functions of
insurance and healthcare.

As a life insurance company that assists customers during unlikely events, we aim to be a health support enterprise that exists to help customers prepare for the worst and lead healthy lives every day, being there for customers every day to benefit their health. With people living to be 100 years old these days, we will support our customers in leading abundant lifestyles and realizing their dreams, while working to help build a rich and sustainable society.

Strengths

Product Composition

We provide a wide range of insurance products that cover customer risks in response to changes in the social structure surrounding the customer and in their lifestyle.

Growth Potential

We are realizing growth in keeping with efficiency and profits through product strategies that focus on high-margin protectiontype products, such as medical insurance and income compensation insurance, and sales strategies that make maximum use of our network of P&C insurance agencies.

Topics

Release of Health Support Cancer Insurance Yuki no Omamori

As the ninth product in the Insurhealth® line, on October 2, 2021, the Company released “Cancer Treatment with Co-payment Included (Type I) (C2)” (also called “Whole Life Cancer Insurance”) and “Cancer Diagnosis with Co-payment Included (C3)” (also called “Whole Life Cancer Insurance”) (nicknames for the Health Support Cancer Insurance Yuki no Omamori) as new products. These products provide not only coverage when cancer develops but also total support from before cancer development to post-treatment care. As a service for early detection, the Company has introduced a cancer risk test that can be performed at home, provided by HIROTSU BIO SCIENCE INC. and SalivaTech Co., Ltd. The Company provides coverage that is economical, in light of the costly treatment system, and matched to the latest cancer treatments, thereby realizing a new form of cancer insurance and introducing the industry’s first* system in which insurance premiums are not incurred for the first three months from the start of the contract.
*According to research by Sompo as of September 6, 2021

Launch of Linkx Kenko Try App to Help Prevent Lifestyle Diseases

Since July 13, 2020, the Company has provided services through Linkx Kenko Try, an app designed to help people improve their lifestyle habits. These services were originally made exclusively for policyholders and insured persons, but became available to all individuals regardless of whether or not they have a policy on January 31, 2022. This service comes with the three following health checkup features.
Checkup feature (1): Risk assessment for lifestyle diseases in six years
Checkup feature (2): Stress check function through camera face capture
Checkup feature (3): Survey-based self-examination of risks for lifestyle diseases
Based on the results of this health checkup, the app displays an action card tailored to each customer, helping them keep up with activities that improve their health in a game-like, entertaining way.

Release of Health Insurance (MI-01) to Support Initiatives to Help Prevent Lifestyle Diseases From Becoming More Serious

As the seventh product in the Insurhealth® line, on June 2, 2020, the Company released Health Insurance (MI-01) (whole life type; nickname for the Health Support Medical Insurance Kenko no Omamori) as a new health insurance product.
Traditional health insurance has mainly served to help people with medical bills after they are hospitalized or have surgery.
In addition to this traditional benefit, the new health insurance product Health Support Medical Insurance Kenko no Omamori provides health services for customers to prevent diseases from becoming more serious, by guiding them to lifestyle disease support services (providing them with the necessary services for their known conditions) when customers file a claim for health recovery assistance benefits.

December 2019 Commencement of Sales of Health Insurance Blue for People with Diabetes

This insurance product provides ongoing assistance for patients dealing with diabetes as an Insurhealth® product that offers new value with both insurance and support to prevent conditions from worsening.
We are also undertaking a business alliance with H2, K.K., which offers the Health2Sync app for health management of patients with chronic diseases such as diabetes. By recommending continuous management with the hemoglobin A1c (HbA1c) values in the app, the service is designed to transition patients to the same health insurance used by healthy individuals once their health reaches certain conditions, thereby helping to prevent their diabetes from worsening.

Releasing Suwantoku Cancer Insurance, the industry’s first cancer insurance for non-smokers only

We released “Whole Life Cancer Insurance (C1)” (also called “Suwantoku Cancer Insurance”) on March 22, 2021.
Through this insurance, which is the industry’s first cancer insurance only for non-smokers that is exclusively available online, non-smokers, who are at low risk for disease, will support each other. This will allow us to provide secure protection with moderately priced premiums.
We will provide new value that offers total support from prevention to early detection and treatment up to post-diagnosis care in such ways as introducing a cancer risk test that can be performed at home, provided by HIROTSU BIO SCIENCE INC. and SalivaTech Co., Ltd.

Group Companies

Sompo Himawari Life Insurance Inc.

A life insurance company that offers advanced products and services as the growth engine of the Group.