Directors' Skills Matrix

(As of June 22, 2026)

The Company considers that it is the most important responsibility of its Board of Directors to maximize corporate value over the medium to long-term as well as to promote transformations to restore the trust, in order to realize its Purpose of “For a future of health, wellbeing and financial protection.”
The role of the Board of Directors in fulfilling such responsibility is defined in a mission statement of the Board of Directors, and skills expected by the Company of directors playing this role are as follows. By building the Board of Directors portfolio with diverse knowledge and skills, we will enhance the reasonableness and rationality of decision-making and secure effective supervisory function.

In order to better clarify the skills specifically expected of each director, skills listed below are limited to three per person, excluding the core requirement of 1) Group management strategy. They do not indicate all of the skills possessed by each director.


Name		Mikio OKUMURA	Shinichi HARA	Katsuyuki TAJIRI	Kazuhiro HIGASHI	Misuzu SHIBATA	Meyumi YAMADA
Positions, and committees		Director	Director Nomination Committee Compensation Committee	Director	Independent Outside Director Nomination Committee Compensation Committee	Independent Outside Director Audit Committee	Independent Outside Director Nomination Committee Compensation Committee
Expected roles, skills and areas of expertise
<Roles of the Board of Directors(1)> Supervision of management strategy, capital policy, and appointment of key directors and executive officers
	1) Group management strategy *Core requirement	◎	◎	◎	◎	◎	◎
	2) Global management	●	●	●
	3) Sustainability					●	●
	4) Finance/accounting		●	●	●
<Roles of the Board of Directors(2)> Monitoring of governance, internal control, and risk management systems
	5) Corporate governance	●			●	●
	6) Legal/risk management		●			●
<Roles of the Board of Directors(3)> Promoting innovation and strategic investment
	7) Innovation and investment strategy			●	●		●
	8) AI and Digital	●					●


Name		Masayuki WAGA	Toru KAJIKAWA	Jeffrey HAYMAN	Yuji KAWAUCHI	Shinobu IMAMURA
Positions, and committees		Independent Outside Director Audit Committee	Independent Outside Director Audit Committee	Independent Outside Director	Director Audit Committee	Director Audit Committee
Expected roles, skills and areas of expertise
<Roles of the Board of Directors(1)> Supervision of management strategy, capital policy, and appointment of key directors and executive officers
	1) Group management strategy *Core requirement	◎	◎	◎	◎	◎
	2) Global management	●		●	●
	3) Sustainability			●
	4) Finance/accounting		●			●
<Roles of the Board of Directors(2)> Monitoring of governance, internal control, and risk management systems
	5) Corporate governance	●	●		●	●
	6) Legal/risk management		●	●		●
<Roles of the Board of Directors(3)> Promoting innovation and strategic investment
	7) Innovation and investment strategy	●			●
	8) AI and Digital

	Expected roles
Mikio OKUMURA	To provide effective supervision for maximizing corporate value over the medium to long term with business model reform and business domain expansion, based on his experience in directing major domestic and international P&C insurance and nursing care businesses, as well as his leadership of group management as Group CEO.
Shinichi HARA	To primarily supervise organizational culture change and optimization of the human capital portfolio, which is essential for true globalization, primarily based on his knowledge of finance, overseas, human resources, and legal affairs, as well as his track record of driving human capital management throughout the group.
Katsuyuki TAJIRI	To provide effective supervision over the execution of operations, mainly from the perspective of business model transformation, verification of capital efficiency, and optimal allocation of growth investment, based on his extensive experience in overseas M&A and business reforms in domestic and international P&C insurance and direct insurance.
Kazuhiro HIGASHI	To enhance the supervisory effectiveness of the Board of Directors, primarily from the perspective of corporate governance and financial strategy, by leveraging his advanced knowledge of management and finance as a top-level executive of a bank and his experience as Chairman of the Board of Directors of the Company.
Misuzu SHIBATA	To ensure sound supervision of execution of operations and effective enhancement of its governance based on the knowledge and experience from the legal profession and the Financial Services Agency, from the perspective of advanced legal knowledge, legal compliance, human rights, and ethics, as well as from the viewpoint of the Inclusion and Engagement.
Meyumi YAMADA	To oversee AI/digital and consumer strategies from multiple perspectives, and to encourage the process of new customer value creation from an objective standpoint, by utilizing her entrepreneurship and policy development experience in government committees.
Masayuki WAGA	To effectively supervise execution with a view to appropriately promoting the innovation strategy of the entire group and encouraging synergies among the various lines of business, based on his global management experience at a major chemical company.
Toru KAJIKAWA	To ensure the financial soundness and public trust of the Group by rigorously supervising the transparency of accounting and governance and by monitoring them closely, utilizing the management of the auditing firm and the high level of expertise as a certified public accountant.
Jeffrey HAYMAN	To supervise the global management strategy based on the experience in dealing with Japanese regulators at major global insurance companies and management experience in Europe and the U.S., as well as to strengthen the monitoring function of the Board of Directors of the Company from a global perspective.
Yuji KAWAUCHI	To supervise business development from a global perspective by utilizing his many years of experience in overseas business planning, and to scrutinize the process of creating social value through growth strategies and wellbeing in accordance with the characteristics of each region to improve the quality of execution.
Shinobu IMAMURA	To establish an effective group-wide supervisory system based on his many years of experience in financial and risk management, and by concurrently serving as an Audit & Supervisory Committee Member of Sompo Japan Insurance Inc. and ensuring information transparency between the Company and its core subsidiaries.