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Credit Ratings & Bond Information

Credit Ratings

(As of March 16, 2023 : No change since then)

  S & P Moody's Rating and Investment
Information, Inc.(R&I)
Japan Credit Rating
Agency, Ltd. (JCR)
A.M.Best
Object Financial Strength Rating Insurance Financial Strength Rating Issuer Rating Insurance Claims Paying Ability Long-term Issuer Rating Financial Strength Ratings
Sompo Holdings AA+
Sompo Japan Insurance A+ A1 AA AA+ A+
Sompo Himawari Life Insurance A+ AA
Sompo Warranty



AA

(As of October 27, 2021: No change since then)

S & P A.M.Best
Sompo International Holdings Ltd.’s Main Subsidiaries* A+ A+
Sompo Insurance (Hong Kong) Co., Ltd. A
Sompo Insurance China Co., Ltd. A
Sompo Insurance Singapore Pte. Ltd. A
Sompo Seguros Mexico, S.A. de C.V. A- A+
Sompo Insurance (Thailand) Public Company Limited A
  • Sompo America Insurance Company,
    American Agri Business Insurance Co.,
    Endurance Worldwide Insurance Ltd.,
    Endurance Specialty Insurance Ltd.,
    Endurance Risk Solutions Assurance Co.,
    Endurance Assurance Corporation,
    Endurance American Specialty Insurance Co.,
    Endurance American Insurance Co.,
    SI Insurance (Europe), SA 
    Lexon Insurance Company (No S&P’s rating) etc.
  • For details of the rating, please refer to the websites of the rating agencies below.

[Reference] Changes in Credit Ratings (Sompo Japan)

  • The rating is as Sompo Japan Nipponkoa until FY2019.

Bond Information

Sompo Holdings, Inc.

(As of end of FY2023)

Type Issue date Balance at end of fiscal year Maturity Date

1st series of unsecured straight bond with inter-bond pari passu clause (social bond)

April 27, 2023 JPY 70.0 billion April 27, 2028


Sompo Japan Insurance Inc.

(As of end of FY2023)

Type Issue date Balance at end of fiscal year Maturity Date
The first series of unsecured subordinated bonds with interest deferrable clause and early redeemable option August 8, 2016 JPY 100.0 billion August 8, 2046
The second series of unsecured subordinated bonds with interest deferrable clause and early redeemable option August 8, 2016 JPY 100.0 billion August 8, 2076
The third series of unsecured subordinated bonds with interest deferrable clause and early redeemable option April 26, 2017 JPY 100.0 billion April 26, 2077
1st series of unsecured straight bonds with inter-bond pari passu clause October 14, 2022 JPY 50.0 billion October 14, 2027
2nd series of unsecured straight bonds with inter-bond pari passu clause October 14, 2022 JPY 50.0 billion October 14, 2032
The fourth series of unsecured subordinated bonds with interest deferrable clause and early redeemable option February 13, 2023 JPY 127.0 billion February 13, 2083


Sompo International Holdings Ltd.

(As of end of FY2023)

Type Issue date Balance at end of fiscal year Maturity Date
U.S. dollar-denominated notes June 15, 2004 USD 227 million June 15, 2034
U.S. dollar-denominated notes March 23, 2010 USD 94 million July 15, 2034
U.S. dollar-denominated notes December 28, 2020 USD 279 million December 31, 2027
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