Credit Ratings & Bond Information

Credit Ratings

(As of January 11, 2022 : No change since then)

  S & P Moody's Rating and Investment
Information, Inc.(R&I)
Japan Credit Rating
Agency, Ltd. (JCR)
A.M.Best
Object Financial Strength Rating Insurance Financial Strength Rating Issuer Rating Insurance Claims Paying Ability Long-term Issuer Rating Financial Strength Ratings
Sompo Holdings
Sompo Japan Insurance A+ A1 AA AA+ A+
Sompo Himawari Life Insurance A+ AA
Saison Automobile & Fire Insurance AA+
Sompo Warranty



AA

(As of October 27, 2021: No change since then)

S & P A.M.Best
Sompo International Holdings Ltd.’s Main Subsidiaries* A+ A+
Sompo Insurance (Hong Kong) Co., Ltd. A
Sompo Insurance China Co., Ltd. A
Sompo Insurance Singapore Pte. Ltd. A
Sompo Seguros Mexico, S.A. de C.V. A- A+
Sompo Insurance (Thailand) Public Company Limited A
  • Sompo America Insurance Company,
    American Agri Business Insurance Co.,
    Endurance Worldwide Insurance Ltd.,
    Endurance Specialty Insurance Ltd.,
    Endurance Risk Solutions Assurance Co.,
    Endurance Assurance Corporation,
    Endurance American Specialty Insurance Co.,
    Endurance American Insurance Co.,
    SI Insurance (Europe), SA 
    Lexon Insurance Company (No S&P’s rating) etc.
  • For details of the rating, please refer to the websites of the rating agencies below.

[Reference] Changes in Credit Ratings (Sompo Japan)

  • The rating is as Sompo Japan Nipponkoa until FY2019.

Bond Information

Sompo Japan Insurance Inc.

(As of end of FY2021)

Type Issue date Balance at end of fiscal year Maturity Date
US dollar-denominated subordinated notes due 2073 with interest deferral options March 28, 2013 USD 1.4billion March 28, 2073
The first series of unsecured subordinated bonds with interest deferrable clause and early redeemable option August 8, 2016 JPY 100.0 billion August 8, 2046
The second series of unsecured subordinated bonds with interest deferrable clause and early redeemable option August 8, 2016 JPY 100.0 billion August 8, 2076
The third series of unsecured subordinated bonds with interest deferrable clause and early redeemable option April 26, 2017 JPY 100.0 billion April 26, 2077


Sompo International Holdings Ltd.

(As of end of FY2021)

Type Issue date Balance at end of fiscal year Maturity Date
U.S. dollar-denominated notes June 15, 2004 USD 242million June 15, 2034
U.S. dollar-denominated notes March 23, 2010 USD 98million July 15, 2034
U.S. dollar-denominated notes October 2, 2012 USD 300million October 15, 2022
U.S. dollar-denominated notes December 28, 2020 USD 286million December 31, 2027
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