Topics
Release of Health Support Variable Insurance Shorai no Omamori
(Death Benefit Type)
As the twelfth product in the Insurhealth® line, on December 2, 2025 we launched a new variable insurance product, “Variable Insurance (V2) – Death Benefit Type” (product nickname: “Variable Insurance Supporting Your Health – Your Future Guardian”).
The first product in this series, released in May 2023, was “Variable Insurance (V1) – Disability and Long-term Care Benefit Type,” which offers a well‑balanced combination of income protection and savings features. This product has been well received, particularly among working‑age customers.
To make variable insurance accessible to a broader range of customers, we have expanded the eligible entry age and introduced this new product, which focuses specifically on death and severe disability protection.
Release of Health Support Medical Insurance Kenko no Omamori Heart Wide
As the eleventh product in the Insurhealth® line, on October 2, 2024, the Company released a new product, limited notification-type medical insurance (M2) (nickname “Health Support Medical Insurance Kenko no Omamori Heart Wide”), that offers simple application procedures even for people concerned about their health. From the conventional limited notification-type medical insurance (the new Kenko no Omamori Heart), we review the insurance of the main contract and offer simple and rational insurance based on the reimbursement High-Cost Medical Expense Benefit. Riders are enhanced to provide insurance that meets the needs of diverse customers.
Release of Health Support Variable Insurance Shorai no Omamori
As the tenth product in the Insurhealth® line, on May 8, 2023, the Company released a new product, “Variable Insurance (V1) (Disability and Nursing Care Protection)” (nickname “Health Support Variable Insurance Shorai no Omamori”). In addition to death protection in the event it is needed, the product also provides comprehensive protection for being unable to work, including disability and nursing care, which are a growing risk in terms of asset formation for the working generation. Additionally, the product also includes industry firsts*, such as a “health reserve” scheme that enables customers to leverage their good health to enhance their asset formation, and a secondary insurance period in which customers can continue to have their assets managed in a special account after the insurance pay-in period is complete.
- According to research by Sompo as of February 20, 2023
Release of Health Support Cancer Insurance Yuki no Omamori
As the ninth product in the Insurhealth® line, on October 2, 2021, the Company released “Cancer Treatment with
Co-payment Included (Type I) (C2)” (also called “Whole Life Cancer Insurance”) and “Cancer Diagnosis with
Co-payment Included (C3)” (also called “Whole Life Cancer Insurance”) (nicknames for the Health Support Cancer
Insurance Yuki no Omamori) as new products. These products provide not only coverage when cancer develops but
also total support from before cancer development to post-treatment care. As a service for early detection, the
Company has introduced a cancer risk test that can be performed at home, provided by SalivaTech Co., Ltd. The Company provides coverage that is economical, in light of the costly treatment
system, and matched to the latest cancer treatments, thereby realizing a new form of cancer insurance and
introducing the industry’s first* system in which insurance premiums are not incurred for the first three months
from the start of the contract.
- According to research by Sompo as of September 6, 2021
Release of Health Insurance (MI-01) to Support Initiatives to Help Prevent Lifestyle Diseases
From Becoming More Serious
As the seventh product in the Insurhealth® line, on June 2, 2020, the Company released Health Insurance
(MI-01) (whole life type; nickname for the Health Support Medical Insurance Kenko no Omamori) as a new health
insurance product.
Traditional health insurance has mainly served to help people with medical bills after they are hospitalized or
have surgery.
In addition to this traditional benefit, the new health insurance product Health Support Medical Insurance Kenko
no Omamori provides health services for customers to prevent diseases from becoming more serious, by guiding
them to lifestyle disease support services (providing them with the necessary services for their known
conditions) when customers file a claim for health recovery assistance benefits.
Launch of "MY Himawari" app that connects life insurance and health
We released the "MY Himawari" app on September 24, 2024. It allows you to confirm the details of your current insurance contracts and conduct various related procedures. It also helps predict future health risks and provides support for adopting healthy behaviors to avoid those risks. My Himawari is based on the concept of “See, Connect, and Change” and provides various services related to life insurance (My Life Insurance) and health (My Health).
◆See: By visualizing the gap between your "ideal state" and "current state" in terms of health and insurance, MY Himawari offers an opportunity to reflect on health and insurance, encouraging a change in health awareness.
◆ Connect: By staying connected with your loved ones, friends and our company, MY Himawari proposes personalized suggestions for improving health and insurance coverage.
◆ Change: The app supports you in maintaining healthy lifestyle habits and improving or sustaining your health condition.
Whether or not you have a contract with our company, the app is free for everyone to use.
Launch of lifestyle improvement support service Blood Glucose Coaching
“Blood Glucose Coaching” is a service that helps individuals understand daily glucose fluctuations and identify the factors behind them, as well as opportunities for improvement. Using a device capable of continuously measuring glucose levels*1, the service visualizes real‑time data. When glucose levels exceed the target range, notifications are sent through the dedicated app*2, enabling users to recognize the relationship between lifestyle habits and glucose changes and to improve their daily behaviors.
In October 2024, we added a new feature, “Diet Support AI.”
Based on the user’s physical information, the AI calculates the required calorie reduction to achieve a self‑defined target weight and presents a personalized diet plan, supporting the user throughout a three‑month program.
- Glucose levels have a strong correlation with blood glucose levels, allowing trends in glucose variation to be identified.
- Provided through “SyncHealth,” offered by Synchealth Co., Ltd.
[Industry first] Launch of women’s life design support service Life is*1
“Life is” is a corporate service designed to support the life design of working women by focusing on Femtech—technology that addresses women’s physical and health‑related challenges.
Health issues related to menstruation, future pregnancy, and menopause are closely linked to hormonal changes, which can affect both work performance and life planning.
Through “Life is,” we promote understanding of how hormonal fluctuations influence different stages of a woman’s life and provide personalized guidance to address concerns regarding health, career, and financial wellbeing.
The service offers a comprehensive package that includes expert‑supervised content and chat‑based consultation functions.
An annual report provides insights into changes in the performance and work engagement of female employees, supporting efforts to advance women’s empowerment and create a more inclusive and supportive working environment.
