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Domestic P&C Insurance

Providing high-quality P&C
insurance products and services
that respond to diversifying risks.

The domestic P&C insurance business meets a variety of customer needs through three companies. Sompo Japan Insurance Inc. is the Group’s core business and sells insurance through agencies. Sompo Direct Insurance, is responsible for direct sales. Further, Sompo Japan DC Securities Inc. provides defined contribution pension fund management services. Sompo Risk Management Inc. provides business continuity management and planning (BCM / BCP), enterprise risk management (ERM) and cybersecurity measures.

Strengths

Customer Base(Sompo Japan)

We aim to offer a wider range of services that provide even more customers with security, health, and wellbeing.

Sales Network(Sompo Japan)

Diverse sales network that meets customer needs

We are building a wide range of sales networks including specialized professional agencies, companies, and dealers to become a familiar and trusted presence for customers.

  • Gross premium on a performance evaluation basis, excluding saving-type insurance

Topics

Donation of “Yellow Badges” with traffic personal accident insurance

Donation of “Yellow Badges” with traffic personal accident insuranceYellow Badges

Four companies—Sompo Japan, Mizuho Financial Group, Meiji Yasuda Life Insurance Company, and Dai-ichi Life Insurance Company—jointly conduct a road traffic safety program that donates Yellow Badges to first-grade students just entering elementary school across Japan. To mark the program’s 60th anniversary, commemorative Yellow Pikachu Badges were distributed in FY2024 in collaboration with The Pokémon Company.
Having been linked to traffic personal accident insurance coverage since 1968, the Yellow Badges will pay the insurance benefit if a new first-grader who has been provided with a Yellow Badge should be killed or permanently disabled in a road traffic accident on their way to or from school. The aim of the Yellow Badges is to raise schoolchildren’s awareness of road traffic safety and enlist the cooperation of guardians and car drivers to reduce road traffic accidents.

Began providing the safe driving assessment app SOMPO Drive and Safe Driving Discount

Began providing the safe driving assessment app SOMPO Drive and Safe Driving Discount

In April 2023, Sompo Japan Insurance Inc. began providing SOMPO Drive, a smartphone app that assesses driving safety and calculates a safe driving score that may be applied to automobile insurance discounts. At the same time, Sompo Japan has reinstated the Safe Driving Discount, which had been discontinued at the end of March 2022.
When conditions are met, a safe driving score will appear in the SOMPO Drive app. In cases where a customer who enrolls in automobile insurance for the first time signs up for Sompo Japan’s automobile insurance, the customer will be eligible to receive a Safe Driving Discount based on his or her safe driving score.

Began providing the Easy Household Belongings Assessment Tool in support of customers’ disaster readiness

Began providing the Easy Household Belongings Assessment Tool in support of customers’ disaster readiness

In June 2023, Sompo Japan began providing the Easy Household Belongings Assessment Tool, the industry’s first online tool that allows customers to visualize the assessment value of their household belongings.
To ensure that they can receive sufficient compensation in the event of a disaster, customers can confirm and make sure that the assessment value of their household belongings is acceptable.
Sompo Japan will help customers to prepare for the unlikely event of a large-scale disaster through this tool, which will allow customers to easily simulate the assessment value of their household belongings with a smartphone or PC.

[Industry's first] Launch of a new product for small and medium-sized enterprises - Business Master Plus New coverage

With a single contract, Business Master Plus enables customers to cover various forms of damage potentially encountered during their business activities, including property damage, business interruption, compensation liability, and workplace accidents.
In June 2024, we launched 3 new coverages, "Tsuzukeru Jigyo Master" (New Business Interruption Coverage), "BAISEKI PRO"(E&O coverage), and Coverage for Legal expenses.
In the changing times,we'd like to contribute to creating a business environment without concerns, beyond simply providing financial protection after accidents.

Providing a total risk solution that combines cyber-domain insurance and services under our SOMPO CYBER SECURITY brand

Cyber attacks in recent years have grown more advanced and sophisticated, and for all companies, cyber security measures are an urgent issue. Sompo Japan and Sompo Risk Management Inc. have established a system for providing not only insurance but total risk solutions that include risk management under the integrated Group brand SOMPO CYBER SECURITY. From measures in normal times to prevent cyber attack damage before it can occur to prevention and mitigation of widening damage when an incident does occur, we offer comprehensive support to help optimize cyber security measures.

Enhancement of ONE SOMPO WIND Service
~ Risk Assessment and Comprehensive Insurance for offshore wind power operators~

Enhancement of ONE SOMPO WIND Service

Since the launch of “ONE SOMPO WIND Service” in July 2020, which provides offshore wind power operators with risk assessment from construction work through business operation and comprehensive insurance covering risks, Sompo Japan and SOMPO Risk Management have been expanding our lineup to enhance risk assessment.

This includes ”The introduction of a financial impact analysis service” in February 2023, ”The evolution of risk assessment models" in May 2024, and "The launch of a risk assessment service for co-located battery energy storage system" in October 2024.
Sompo Japan and SOMPO Risk Management will continue to develop our insurance products and services that contribute to the stable operation of offshore wind power businesses. By promoting the spread of offshore wind power projects with very little carbon dioxide emissions, we will contribute to the realization of the sustainable society.

[Mysurance] Travel Cancellation Insurance Surpasses 1 Million Policies Sold

Mysurance offers cancellation insurance for domestic and overseas travel, covering a wide range of reservations, including accommodations and airline tickets. .
As of the end of December 2024, the total number of policies sold had surpassed 1 million, and the service continues to be used by many customers.
In addition, to help more customers become aware of cancellation insurance, we launched a dedicated website for “Oshikatsu Cancellation Insurance” in March 2025, designed to resonate with people who enjoy oshikatsu.
Guided by our mission—“New value for insurance. Give customers a new experience. And make the world smarter.”—we will continue to design insurance in ways that challenge conventional thinking.

[Prime Assistance] Began providing the Emergency Rapid Charging Service for EV Users

Began providing the Emergency Rapid Charging Service for EV Users

Prime Assistance has been providing a “towing service to the nearest recharging spot” to address customers’ concerns about charging availability and driving range. In addition, we have introduced an “On-Site Emergency Rapid Charging Service,” under which our partner towing operators provide rapid charging on site (in as little as approximately 30 minutes), enabling drivers to resume their journey without the need for vehicle towing.
This newly expanded service is now available across all 47 prefectures in Japan, alleviating the concerns and burdens of EV users and contributing to the wider adoption of electric vehicles and contributes to the advancement of carbon neutrality.

[Prime Assistance] Eyeco Support's “Municipality Service Plan” remote support service for the visually impaired launched in Atsugi City, Kanagawa Prefecture, following Tottori Prefecture

Eyeco Support's “Municipality Service Plan” remote support service for the visually impaired launched in Atsugi City, Kanagawa Prefecture, following Tottori Prefecture

Eyeco Support, which provides remote visual assistance to people with visual impairments via smartphones, has expanded its Municipality Service Plan to Atsugi City, Kanagawa Prefecture, following its initial adoption in Tottori Prefecture.This plan enables eligible visually impaired residents of both Tottori Prefecture and Atsugi City to access Eyeco Support free of charge after completing a simple registration process.By partnering with local governments, we aim to increase access to Eyeco Support, empowering visually impaired individuals to expand their opportunities,participate more fully in society (including employment opportunities), and ultimately enhance their quality of life.

Group Companies

Sompo Japan Insurance Inc.

The core company of the Group and the P&C company with large number of premiums written in Japan.

Sompo Direct Insurance Inc.

An insurance company responsible for direct marketing of the Group’s P&C insurance business.

Sompo Japan DC Securities Inc.

A company specializing in defined-contribution pension plans (DC), providing a variety of services relating to DC, from plan introduction to management.

Sompo Japan Partners Inc.

As one of Japan’s largest insurance agencies, we provide comprehensive services for the security, health and wellbeing, mainly in P&C and life insurance.

Sompo Risk Management Inc.

A company provides services such as business continuity management and planning (BCM / BCP), enterprise risk management (ERM) and cyber security.

Mysurance Inc.

As the Sompo Group's small-amount, short-term insurance company, we create new experiences and value in insurance by utilizing digital technology.

Prime Assistance Inc.

An innovative assistance company that provides the highest quality service in helping customers to resolve various inconveniences in their surrounding environment.

Sompo Warranty Inc.

We are extended warranty company that provides safe,secure and the best solutions for our customers.

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