Credit Ratings

(As of May 19,2017)

  Standard & Poor's Moody's Rating and Investment
Information, Inc.(R&I)
Japan Credit Rating
Agency, Ltd. (JCR)
A.M.Best
Object Financial Strength Rating Insurance Financial Strength Rating Issuer Rating Insurance Claims Paying Ability Ability to Pay Insurance Claims Rating Financial Strength Ratings
Sompo Holdings
Sompo Japan Nipponkoa Insurance A+ A1 AA- AA+ A+
Sompo Japan Nipponkoa Himawari Life Insurance A+ AA-
Saison Automobile & Fire Insurance AA-

(As of May 19,2017)

Standard & Poor's A.M.Best
Endurance Specialty Insurance Ltd. A A+
Sompo America Insurance Company A A+
Sompo Japan Nipponkoa Insurance Company of Europe Limited A
Sompo Japan Nipponkoa Insurance (China) Co., Ltd. A
Sompo Insurance Singapore Pte. Ltd. A
Sompo Insurance (Hong Kong) Co., Ltd. A+
Sompo Seguros Mexico, S.A. de C.V. A A+
NIPPONKOA Insurance Company (China) Limited A-
Sompo Japan Canopius Reinsurance AG* A+ A
Sompo Insurance (Thailand) Public Company Limited A-