Business owner system and Group CxO system

The Group adopts business owner system and Group CxO system to enable agile and flexible decision-making and business execution under the supervision of the Group CEO in the Group's best interest, and increase corporate value of the Group.

Business owner system

Group CEO oversees overall operation of the Group as a Chief Executive Officer of the Group by strategically assigning business owners that are the heads of each business segment and Group CxOs that are the heads of each function of the Group to realize agile and flexible business operation under discontinuous changes in business environment.

The Group adopts the business owner system where the heads of each business segment (domestic P&C insurance, domestic life insurance, nursing care & healthcare, and overseas insurance) are delegated authority as business owners for business strategy proposals, investment decisions, and personnel deployment to enable agile and flexible decision-making and business execution in each business segment that is close to customers.

Under the Group CxO system, each Group CxO oversees group-wide operation of each function (Group CFO (finance), Group CRO (risk management), Group CACO (internal control and audit), Group CIO (IT), Group CDO (digital), and Group CHRO (human resource)) as a head of each function in the Group to enable agile and flexible decision-making, and group-wide business execution in the Group's best interest.

  • "Group CxO” is abbreviation for the following title:

    Group CEO : Group Chief Executive Officer

    Group CFO : Group Chief Financial Officer

    Group CRO : Group Chief Risk Officer

    Group CACO : Group Chief Audit and Compliance Officer

    Group CIO : Group Chief Information Office

    Group CDO : Group Chief Digital Officer

    Group CHRO : Group Chief Human Resource Officer